Car finance calculator
Work out what a car loan could cost before you talk to anyone. Enter the amount you'd finance, pick an indicative rate and term, and add a balloon if you're considering one — the calculator shows the monthly repayment, total interest and total amount repaid, using proper amortisation maths rather than rough approximations. Figures are indicative only: the rate you're actually offered depends on the car, your circumstances and lender assessment. When you want a broker to price it properly against real lenders, the two-minute chat on our car finance page refers you to one.
Between $1,000 and $50,000,000
Indicative repayment
$912/month
- Total interest
- $9,746
- Total repayment
- $54,746
Indicative estimates only — not an offer of finance or a quote. Actual rates, fees and repayments depend on lender assessment of your circumstances.
Ready to have someone price it properly?
A two-minute conversation, then a licensed finance broker prices it against what lenders are actually doing — no credit check to start.
This calculator provides general estimates only, based solely on the figures you enter. It doesn't constitute financial, tax or credit advice, an offer of finance, or a quote. Actual rates, fees and repayments depend on lender assessment of your circumstances. Speak to your accountant or adviser about what suits your situation.