About us
Technology to make finance easier. Humans when they matter.
Findnance exists because getting commercial finance in Australia is harder than it should be — not because the lending is complicated, but because the process is.
Why we built Findnance
If you've ever tried to compare finance online, you know how it usually goes. You enter your details on a comparison site and, within the hour, your phone lights up — because what looked like a comparison was really a lead farm, selling your number to whoever paid for it.
Or you go direct, and the “quick quote” turns out to be a thirty-question form that asks for your accountant's details before it will show you a single number.
Brokers, meanwhile, are genuinely good at this — they know the lenders, they know the products, and they fight for their clients. But a good broker is hard to reach at 9pm on a Tuesday, which is exactly when most business owners finally get a minute to think about the new ute, the excavator or the warehouse.
What we do differently
- The minimum questions, in a conversation. We ask what we need to show you meaningful numbers — usually under two minutes — not everything a lender might eventually want.
- Real arithmetic, not teaser rates. The calculator does deterministic repayment maths on the figures you give it, at a rate you set yourself, so the numbers move honestly when you adjust deposit, term or balloon. Pricing against actual lenders is the broker’s job, not ours.
- A human before anything proceeds. Nothing goes to a lender until a finance specialist has reviewed your situation and spoken with you. Technology does the easy parts; people handle the judgement.
- Your data stays yours. We don't sell enquiries. One specialist, when you choose — not five call centres on commission.
Where we're honest about limits
We show indicative figures, not offers, and we never guarantee approval — lending decisions always rest with the credit provider. You can read more about how the process works on our how it works page.