Business loan calculator
The right amount to borrow is the one your cash flow services comfortably — this calculator helps you find it. Enter a loan amount, choose an indicative rate and term, and see the monthly repayment, total interest and total repaid. Test a few scenarios: a shorter term costs more each month but far less overall, and that trade-off deserves real numbers. Figures are indicative only and unsecured facilities typically price differently from secured ones. For options matched to your actual business, start with our business funding page.
Between $1,000 and $50,000,000
Indicative repayment
$2,028/month
- Total interest
- $21,658
- Total repayment
- $121,658
Indicative estimates only — not an offer of finance or a quote. Actual rates, fees and repayments depend on lender assessment of your circumstances.
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A two-minute conversation, then a licensed finance broker prices it against what lenders are actually doing — no credit check to start.
This calculator provides general estimates only, based solely on the figures you enter. It doesn't constitute financial, tax or credit advice, an offer of finance, or a quote. Actual rates, fees and repayments depend on lender assessment of your circumstances. Speak to your accountant or adviser about what suits your situation.